Trik-trik Kecil agar Lebih Banyak Menabung

”Gajiku nasibnya dua koma, nih. Setiap tanggal 25, gaji sudah ada di rekening. Tapi masuk ke tanggal 2 bulan depannya, sudah koma, soalnya banyak sale di akhir bulan, sayang kalau enggak belanja,” seloroh rekan Kompas Female. Keadaan semacam ini sudah umum terjadi ketika Anda merasa sulit untuk menabung. Bagaimana bisa memperbaiki kebiasaan buruk dalam mengelola keuangan? Dengan ”mengelabui” jiwa konsumtif Anda, jawabannya. Namun, Anda harus tahu triknya. Ada rencana-rencana sebelum uang itu masuk ke dalam rekening yang bisa Anda lakukan guna menekan keinginan untuk berbelanja. Berikut di antaranya:

Berhentilah Berusaha Keras Menabung
Berjanji pada diri sendiri bahwa Anda akan menjadi orang yang lebih baik dalam menabung dan akan berusaha lebih keras tak akan cukup. Coba datang ke bank dan minta diberikan pengetahuan mengenai pengalihan uang otomatis untuk menabung. Riset menunjukkan bahwa semakin sedikit upaya yang harus dilakukan, makin besar kemungkinan seseorang untuk menabung. Sebuah studi yang dilakukan oleh University of Chicago menunjukkan bahwa para karyawan yang mendaftar untuk mengikuti rencana tabungan pensiun yang memindahkan sedikit uang dari tabungannya secara otomatis memiliki pengikut dua kali lipat lebih banyak. Ternyata, pergi ke bank untuk menabung atau ke ATM untuk mentransfer tabungan merupakan hal yang menjadi beban bagi sebagian besar orang.

Anda bisa mengikuti program tabungan berjangka yang sudah banyak dimiliki oleh bank-bank kenamaan. Tipe seperti ini akan menyisihkan sedikit uang Anda untuk disimpan atau digunakan dalam sebuah investasi untuk dibungakan.

Gunakan Uang Tunai
Ide utamanya adalah, Anda hanya boleh menggunakan uang tunai, tidak kartu kredit. Dengan begini, Anda akan mengeluarkan uang lebih bijaksana. Sebuah studi yang dilangsungkan oleh peneliti dari MIT menemukan bahwa orang akan lebih berkenan membayar suatu barang atau jasa yang harganya dua kali lipat jika menggunakan kartu kredit. Namun, jika harus membayar dengan uang tunai, mereka akan menolak atau mencari yang lebih murah. Beberapa peneliti menjuluki fenomena ini sebagai efek uang Monopoly. Artinya, karena Anda tidak ”bermain” dengan uang tunai atau asli, mengeluarkan uang terasa tak ada konsekuensinya. Jadi, cukup gunakan kartu kredit untuk membayar pembelian barang-barang atau jasa yang besar dan benar-benar perlu–jangan lupa untuk menyesuaikannya dengan kemampuan membayar cicilannya.

”Mood” Berantakan? Tinggallah di Rumah
Dalam sebuah studi, para peneliti dari Harvard and Carnegie Mellon mengonfirmasikan bahwa kita cenderung menghamburkan uang lebih banyak ketika sedang tidak mood atau sedang merasa sedih. Dalam penelitian ini, para responden dibagi dalam 2 grup. Grup pertama diminta menonton film sedih mengenai seorang ayah yang sekarat. Grup kedua, diminta menonton film dokumenter membosankan. Grup pertama bersedia membeli minuman yang harganya bisa mencapai 20.000-an per gelas, sementara grup kedua rata-rata hanya mau mengeluarkan uang sekitar 5.000 untuk minuman. Jadi, supaya Anda tidak mengeluarkan uang yang tak perlu, sebaiknya selesaikan masalah sedih atau mood berantakan di rumah saja daripada bangkrut.

How To Monetize Your Traffic So You Get The Most Out Of It

Establishing your own E-commerce site is not like what it used to be. There are thousands of competition that is all too willing to get a bigger share of the pie. Every scheme and method you can find to augment your sales would be very beneficial.

We have got to admit to ourselves. Most of us are into it for the money. We are not going to waste our time and effort just for the fun of it. Many sites would not wait until hell freezes over just to see their profits. While there are some who takes things lightly there are always those who would rather see profit any given day.

It is common knowledge that without traffic we have no business. Like any business, without any customers you don’t get sales. Traffic represents all the people that gets a chance to see what you have to offer. The more people who see your products the more people there would be to buy them.

Nobody puts up an E-commerce site that doesn’t expect profit. We have a startup capital that needs to be regained. With a consistent traffic, we at least have a fighting chance to achieve that probability. Monetizing your traffic would optimize your chances of making the best out of it.

Making Money out of your Traffic

The best and most proven method of making a profit out of your traffic is using advertising. The internet generates hundreds of thousands upon hundred of thousands of traffic everyday. Most of them are searching for something. While some are just looking for information there is also a good percentage that is looking for something that they need.

The internet has proven to be a very reliable source in finding what was deemed to be a very unsearchable product. The internet has made the world a smaller place; you can advertise a product from the depths of Istanbul and still find a buyer from the center of Philadelphia.

Generating traffic is not an easy task. You have to contend with a great number of sites to generate a good number of traffic flow. But if done successfully this could open up a Pandora’s Box of possibilities. One of the benefits is monetizing your traffic flow.

So, to get to the core of it the more traffic you generate the more likely you are considered as a desirable, desirable, in a sense that a good traffic flowing site is easily convertible to profit. Basically traffic equals profit. Advertising is the name of the game; with the good advertising scheme you can use your traffic flow to your advantage.

When you have good traffic you have a good number of potential customers, customers that are willing to pour money into your coffers. Other than that these are also traffic that can be redirected to sponsored links that are willing to pay you for a sizeable portion of the traffic that you have generated.

This scheme is called “pay-per-click”. With every click a visitor of your site makes on an advertised link you will be paid. The more traffic you generate and the more clicks that happens would spell to more profits.

Affiliate Programs

Another method of monetizing your traffic are affiliate programs. You can link up with other tried and tested sites and online companies and monetize your traffic by having a percentage of sales generated by traffic coming from your site.

The basic idea is, traffic generated from your site will go to another site that can offer a product that you do not carry. Many programs can keep track and make records of transactions that was made possible because of site linkage.

When purchases are made by customers that was led by your site to their site you get a percentage of that sale. Affiliate programs would give you the benefit of monetizing your traffic without the actual need of carrying or promoting a certain product.

There are so many ways and methods to monetize your traffic. All it takes is a bit of hard work and the desire to successfully launch a profit-earning site. The internet is a veritable source of information, many tips and guides are offered everywhere in how to monetize your traffic and make your site a good profit earner.

How To Generate Traffic Using Only Free Methods

Putting up a company would of course require a lot of things, to get straight to the point, you need a capital. To make money requires money as well. But of course, with the versatility the internet offers, there are many ways you could find that could help optimize the potential of your site or business in generating traffic.

While there are ways to jumpstart your traffic flows, many sites don’t have the resources that others have to generate more traffic for your site. Well, you don’t have to spend a cent; all you need is the proper mindset and a lot of eagerness. You also must have the drive and perseverance to do hard work and research to generate more traffic for your site.

How sweet it is to have more traffic for your site without spending a single cent. Now it’s a sure thing that many sites have articles that offer tips and guidelines in how to generate traffic using only free methods. Because it is possible, you don’t need to speed a single cent, it may take time, to say honestly, I’m not going to beat around the bush with you. You get better chances by paying for your advertisements, but at least you get a fighting chance with some of these free methods I’m about to tell you.

Take advantage of online forums and online communities. The great thing about forums and online communities is that you can target a certain group that fits the certain demographic that you are looking for. You can discuss about lots of things about the niche that you represent or offer. Another great advantage is that you know what you are getting into and you will be prepared.

With online communities and forums you can build a reputation for your company. Show them what you are made of and wow them with your range of expertise about the subject, with that you can build a reputation and build trust with the people in your expertise and knowledge.

You can also make use of newsletters. Provide people with a catalog of your products and interesting and entertaining articles. If you make it really interesting and entertaining, more people will sign up for your newsletter and recommend it to other people. The more people who signs up for your newsletter, the more people there will be that will go to your site increasing your traffic.

Another great idea is trading links with other sites. You don’t have to spend a cent. All you have to do is reach an agreement with another webmaster. With exchanging links, the efforts both sites do will benefit both sites. Every traffic that goes to the site could potentially click on the link of your site and visit your site as well. This works well especially when both sites feature the same niche.

Write articles that could pique the attention of people that have interest in your product. Try writing articles that will provide tips and guides to other aficionados. Writing articles that provide good service and knowledge to other people would provide the necessary mileage your traffic flow needs.

Many sites offer free submission and posting of your articles. When people find interest in your articles they have a good chance of following the track by finding out where the article originated. Include a link or a brief description of your company with the article and there’s a great probability that they will go to your site.

Write good content for your site. Many search engines track down the keywords and keyword phrases your site uses and how they are used. It is not a requirement that a content should be done by a professional content writer. You could do your on but you have to make content for your site that is entertaining as well as informational. It should provide certain requirements as well as great quality.
Generally, internet users use search engines to find what they are looking for. Search engines in return use keyword searching in aiding their search results. With the right keywords, you could get high rankings in search engine results without the costs.

All of these methods and more will drive more traffic to your site for free. All it takes is a bit of effort and extended man hours. Learn all you can about the methods depicted here and you will soon have a site with a great traffic flow without the usual costs that come with it.

Tips Berbelanja Baju Muslim

Sebagai wanita, tentu saja belanja adalah hoby yang sangat menyenangkan untuk di lakukan. Belanja membuat kita para wanita menjadi bahagia. Tentu saja tidak semua wanita begitu, namun kebanyakan memang seperti itu. Apakah ada di antara saudari muslimah di sini yang tidak senang belanja? Ada? Saya rasa pasti semuanya mengatakan tidak ada.

Sekarang saya akan memberikan tips yang sangat simple ketika kita belanja membeli BUSANA MUSLIM maupun busana lainnya.
Pertama, Selalu hitung budget yang ingin di habiskan untuk membeli BAJU MUSLIM. Tentu kita tidak mau sampai kekurangan uang dong saat berada di butik.
Yang ke dua, jangan melirik busana yang kita tidak perlukan. Kita harus sudah bisa membayangkan dari rumah, baju apa saja, motifnya gimana, agar di butik nanti kita tidak bingung lagi. Baru lihat baju bagus malah lupa tujuan kita beli baju yang gimana. Dan ujung-ujungnya sampai rumah kita bakalan nyesel karena baju yang kita beli tidak sesuai dengan yang kita inginkan.

Here's Why Paying For Your Traffic Is A Smart Move

There are so many success stories you will hear about businesses making it good in the internet. The troubling thing is, there are maybe a tenfold or even a hundredfold of stories contradictory to theirs. Many have unsuccessfully launched a business enterprise that is internet based but only a handful shall succeed.

Is this through luck? That is even more remote. It takes good business sense and a lot of help and team effort. Most importantly, it is the eagerness to succeed and the determination to learn and the willingness to invest in a lot of hard work and some money.

The Very Basic

Like Neo, traffic is “The One”. Without traffic, all your effort would just go to waste. Every business needs customers, without them you wouldn’t have anyone to sell your products to. In the internet world traffic is the walk in customer. The more traffic you have the more people would be able to sell your products to.

But like any business that’s in every corner building or in the mall, not everyone that goes in will buy, but the greater of number that do come in to browse your merchandise, the greater number of people that will buy your products. It is a simple and known fact.

But, how do you get traffic, traffic large enough that could make a small percentage of eventual buyers enough to make a good profit. Many big companies generate traffic of tens of thousands a day and a measly ten to fifteen percent actually buys, but that small percentage is enough to provide them with good business.

Many of these success stories get their traffic from paying others. Yes that’s right; you have to spend money to make money. Advertising is the key. The more people that knows that your site exists; the more people would of course go to your site, that’s common sense.

While there are many ways that can get you advertising for free, this do not generate the same high volume as those methods that are getting paid. These paid advertisements include advertising schemes by Google and Yahoo.

The Value of Searches

The search and will be the easiest and fastest medium in finding what a person needs in the internet. Search engines have been very popular because they provide a vital service to many people. They are free and easy to use. With this popularity, they get many visitors and clicks that they are the most common sites that people go to. It is easy to understand why so many companies would pay to advertise with these search engines.

Search engines provide information to the millions of users that they have each day. They provide links to many sites that a user may be looking for. If your sites link pop up in the high ranks of the search results page, you get a great chance that they will go to your site. While search engine optimization is a cheaper and low cost way to get your site a high rank, paying for advertisements will ensure that you will be on the top ranks.

When you pay for your advertisements, it is like paying for your traffic. This may sound like not such a good idea, but the payoffs would tell a different story. When you pay for your traffic, you are guaranteed of a consistent traffic flow to your site. You will never go with an empty sales day.

Paying for your Traffic

Usually, you will be charged with the number of hits a link gets when your ads is clicked, this is called pay per click. For some search engines, you will be charged with the number of times your ad shows up when a certain keyword or keyword phrase is searched. It is imperative that you have good keyword content in your ad. There are many tools that aid you in using the right keyword for the right moment.

All the money you spend in paying for your traffic will not be for naught. You will get an impressive boost in traffic which will also result to a great boost in your sales figures. Paying for your traffic would be a really good idea and you will get all the benefits it has to offer.